Secrets on Locating Every Cent of Unclaimed Funds

Johnnie Padberg
Published Nov 13, 2023


Did you know there could be hundreds, possibly even thousands of dollars sitting in unclaimed funds waiting for you? Unclaimed property, missing money, or abandoned funds refer to these forgotten fortunes. When any assets such as bank accounts, stocks, bonds, or insurance proceeds remain unclaimed by its proprietor for an extended period, the state preserves it until the rightful it identifies the claimant.
 

1. Investigate Your Family's Past


Deceased relatives can leave unclaimed funds behind. Go through family documents and business records to see if any property is entitled to you. It's tricky because some relatives don't share information, or records may be lost. If you come across relevant documents, contact the appropriate state unclaimed property office to see if you can file a claim.
 

2. Search Unclaimed Money Companies


Various companies specialize in locating unclaimed funds for individuals. Some claim to have access to databases that traditional searches won't uncover. Do your due diligence before hiring a company or paying for any services. Check online reviews and research the company to ensure you deal with a legitimate business. You may involve a company to find the funds, but you must still provide a valid government-issued ID and proof of address for verification.
 

3. Leverage the Power of the Internet


Each state has an unclaimed property program that stores dormant funds until owners collect them. Go to the relevant website of your state and enter all essential details, including name, address, and other distinguishing particulars. Specific credentials, like identity confirmation, are mandatory when claiming these assets.
 

4. Search the National Database


You can access unclaimed property free of charge by searching the National Association of Unclaimed Property Administrators (NAUPA) database. All it takes is entering your name and state to check if any funds are waiting for you. If you have resided in multiple states during your lifetime, search each one, as there may be unclaimed assets in multiple locations.
 

5. Search Beyond Cash and Securities


Cash and securities are the easiest targets to spot. However, utility deposits, insurance proceeds, or even safe deposit box contents could all belong to you too. Take a few moments to double-check for these assets as well.
 

6. Search for Unclaimed Pension Benefits


It's not unusual to miss out on pension payments when employers change, and it's easy to assume these funds have vanished. However, an online pension benefits database could help you track down your owed funds. Check with your state's Labor Department and the Pension Benefit Guaranty Corporation (PBGC) if you have any unclaimed pension benefits. Alternatively, organizations such as the National Registry of Unclaimed Retirement Benefits also have resources to help you locate these funds.
 

7. Search for Unclaimed Tax Refunds


Check your account for unclaimed refunds by visiting their "Where's My Refund?" page and entering your social security number, filing status, and refund amount. The IRS also has a "Get Transcript" service that lets you view and print out your tax return for the past three years. If you still can't find your refund, contact the IRS to help you track it down and submit a claim.
 

8. Use Social Media


Reach out to family and friends on platforms like Facebook, Instagram, and Twitter. Ask them if they know of any unclaimed funds or property that may belong to you or if they know anyone who can help you locate them. You never know who may have some valuable information that can help you on your journey.
 

9. Contact the State or Local Government


Contact your state or local government for assistance if you still need help finding your unclaimed property. They can direct you to resources and provide information on any unclaimed property programs in your state. Additionally, they may have detailed data related to unclaimed funds and property. Finding what you're looking for is difficult, but getting professional help from the government can make unclaimed property searches much smoother.
 

10. Utilize Professional Services


If you need further assistance in searching for unclaimed property, consider seeking out the help of a professional. Companies like Unclaimed Money Discovery can help you locate unclaimed funds and provide you with all the forms needed to claim them. Professional services like these can eliminate the hassle of searching for unclaimed property and simplify the process.

Unclaimed property is out there and could be yours for the taking. Whether you search by yourself or enlist the help of a professional, you could be just a few steps away from reclaiming what you rightfully own. The beauty is that it doesn't cost you anything to look, so take the time and effort to search for all your unclaimed property today. The secret is identifying the proper channels because scammers always seek ways to steal your hard-earned money.








 

Related Articles

Billions of Assets Go Unclaimed Each Year!...

If you have ever moved, changed jobs, filed a tax return, or had a relative pass away; there's a good chance you have unclaimed assets. Unclaimed money consists of billions of dollars that have been abandoned at financia...

How to Get Your Forgotten or Lost Money without Breaking the Bank...

Everyone knows that feeling of frantically searching for something you know you had just a second ago. You look in all the usual places, but you give up, resigned to the fact that you'll never see...

Everything You Need to Know about Finding Unclaimed Funds...

There is a good chance that you have money waiting for you, and you don't even know it exists. The money is called unclaimed funds, and it's sitting there waiting for you to claim. However, finding...

Discover Your Hidden Treasure: Reclaiming Lost Funds in Alaska...

Alaska’s Unclaimed Property Law requires financial institutions, insurance companies, corporations, businesses, and certain other entities to report and submit their customers’ property to the...

Unclaimed Property May be the Ultimate in Unclaimed Funds...

More and more people are exploring the world of unclaimed funds, hoping that a quick search online will lead them to some money in their name somewhere. What many of these folks don't realize is unclaimed fund...

How to Tell Whether an Unclaimed Asset Site is Legitimate or Not...

The unclaimed asset industry is a huge industry with tens of billions of dollars up for grabs. Naturally, this attracts scammers. Among them, there are two main types. The first steals your information...